SR-22
Here at Centro Hispano we help people understand what an affordable SR-22 insurance policy is and your options for getting one. We know it’s important to understand the coverages and limitations you may or may not have with getting an SR-22 insurance policy.
FAQs
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An SR-22 is a vehicle liability insurance document required for some drivers by their state or court order. It isn’t an insurance policy but a form filed with your state which serves as proof your auto insurance meets the minimum liability coverage the state requires.
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Not everyone needs an SR-22. Typically, it is required by the court or state only for particular driving violations such as DUI convictions, reckless driving, accidents caused by uninsured drivers, etc.
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Yes, there are three different types. These include:
Owner. This covers you only when driving your own car.
Owner-Operator. This covers you when driving your own car and cars owned by others.
Non-owner. This covers you if you don’t own a car but drive others’ cars.
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Someone can expect to pay about $300 to $800 for an SR-22. Factors that go into this are:
Personal driving history
Age
Driving experience
Marital status
Place of residence
Other fees go into the expense of an SR-22. Filing fees may be required by both your insurance company and the DMV. Additionally, not specifically because of the SR-22, but due to the violation that resulted in the SR-22 being needed, you can expect your auto insurance rates to increase.
